State Farm® Insurance Agent Nony Lukito-Lim
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Our customers are the center of our universe and we’re grateful for them. If you’re willing to share your experience about your interaction with our agency, it’ll be a great help for other people looking to make smart and confident decisions about their insurance and financial services.
Take 60 seconds (or more if you want) to share your story by clicking on one of the review links below.
What our customers say about us...
Frances Leonor
February 5, 2026
"Excellent, extremely timely, and highly personalized service. I have been with State Farm, specifically with Nony Lukito-Lim Agency for several years! All my insurance needs are serviced by them. I am a very satisfied client!"
"Hello Frances, We're delighted to hear about your experience! Thank you for being our loyal customer!! "
Elissa Ouyang
January 23, 2026
"In today’s world of automated phone systems, offshore call centers, and chatbot interactions, receiving genuine personal service has become increasingly rare. This State Farm office is a true exception. I have relied on their services for more than twenty years, and the entire team has consistently been responsive, personable, and willing to go the extra mile. Their outstanding service has made my life easier, giving me confidence that I can always depend on them for my insurance needs."
"Hi Elissa, Thanks for the great review! It is truly touching to know you think so highly of us! We hope to continue exceeding your expectations with great service. Thanks again !! "
Hans Masli
January 22, 2026
"I have been a client for over 38+ years. I have umbrella insurance, automobile,, primary home, rentals insurances, and IRA/annuity. Nony, Carol, Cindy, Matt, Laura, Samantha and the rest of the team are amazing. Cindy is always available and ready to help every time I called. All Nony's staff are very knowledgeable, helpful, reliable, and responsive. Excellent customer services above and beyond. My every interaction with them is always a great experience. I always recommend friends and clients to them; and I highly recommend Nony and her team at Sate Farm for all your insurance needs."
"Hello Hans, We appreciate the time you took to give us such a great rating! We value your feedback and look forward to seeing you again soon! We hope to continue exceeding your expectations with great service. Please let us know what we can do for you in the future. Thanks again !! "
Shannon Spurlock
December 31, 2025
"Very helpful and thorough. They care about finding you the rate that aligns with your needs."
Matthew Pang
December 31, 2025
"I've been a customer of this office for over 10 years now so it's like family to me. They always provide the most professional service. The entire staff is very knowledgeable and get back to me very promptly whenever any questions or issues come up. Highly recommend!"
Mine Berg
December 31, 2025
"I've been a customer for 20 years during which time Carol has expertly helped navigate all my insurance needs. I highly recommend Nony's office and all her staff!"
Marianne Chaplin
December 23, 2025
"The team of Noni Loketo Lim is five star! Carol Spurlock took the information turn the claim around within one week! I can’t thank them enough for all their help during a difficult time! If you Have any insurance needs please make sure to call the team they’re amazing!!!"
"Thank you so much Marianne for the kindest review! We so appreciate you and your family and hope you always feel well served and advocated for! We wish you a wonderful holiday season! "
Ali Fatemi
December 17, 2025
"I have been a client for more than 2 decades. Nony, Carol, Laura, and the rest of the team are simply amazing. They are very knowledgeable, helpful, reliable, and responsive. They are professional and friendly, and every interaction with them is a pleasant experience. I would highly recommend Nony and her team for all insurance needs."
"Thank you Mr. Fatemi, for the kind review! We so appreciate you and your family! We hope you always find us helpful and an advocate! Wishing you and your family a wonderful holiday season! Kindest Regards Laura "
Carrie Rubinstein
November 20, 2025
"We have been with this office since the early 80s. I can’t say enough good about the office and their staff. We are so fond of carol and Laura and feel like they care for us as family. Thank you very much!!!!"
"Thank you so much Carrie for the kind review! We love you and your family and hope you always find us helpful and an advocate. We so appreciate you and your family. "
Janice Pang
October 29, 2025
"Great service and always helpful and responsive! Professional staff that care for my needs. Highly recommend!"
"Thank you, Janice! We so appreciate your review and encouragement! We hope you always feel taken care of and advocated for in all your insurance needs and more. "
Renee Prescott
October 28, 2025
"Nony and her staff provide excellent, friendly service. They are always ready to assist and are very knowledgeable. We have been using their services for over 20 years."
"Thank you for the many years you have allowed us to care for you and your family! It's been amazing seeing your family grow and to be able to serve you and them over these years. We hope you always find us to be helpful and a great advocate for you! Thank you again for the encouraging review! "
Ryan prescott
October 28, 2025
"Nony's office (Laura Quinn in particular) has provided me with great service for over 10 years. i couldn't be happier :)"
"Thank you so much for the encouraging review! We hope you always find us to be helpful and an advocate. We have enjoyed watching you grow and your family grow too! We hope to always be helpful in all your insurance needs and more. We so appreciate you! "
Andrew Lim
September 27, 2025
"Nony's team helped support us through a recent car accident. They were responsive, knowledgeable, and extremely caring! From providing us with clear steps and answering all our questions, we were able to have our car quickly repaired and back on the road without alot of fuss. This made a would-be stressful situation very manageable. Thanks team!"
"I'm so glad we were helpful to you during your claim. We hope you always find us helpful and a true advocate for your insurance needs. Thank you for the encouragement and kind review. We so appreciate you both. Your family is very precious to us! "
Tony Kwee
September 17, 2025
"My wife and I have had the pleasure of dealing with the Nony Lukito-Lims' Agency for many, many years. Over that time, we have evolved into a broad relationship and, without exception, have enjoyed the professional, knowledgeable, and pleasurable way in which we have been treated. If you are looking for an insurance agent and support team who cares about client service, we highly recommend the Nony Lukito-Lim agency and her terrific team."
"Thank you Tony so much! We are so thankful for you and Judy and appreciate the kind review. We hope you always find us helpful and an advocate for you. "
Dilip Parikh
September 16, 2025
"Nony and her entire staff provide excellent service. I'm only concerned about rising premium. I wonder if I should switch to insurance company recommended by AARP. Otherwise, I'm very happy."
"Thank you so much for your kind words about our office Mr. Parikh. We hope you always find us helpful and an advocate for you! "
Helen Ho
August 29, 2025
"Cindy has been so helpful! I had some questions about my rates, and she took the time to carefully analyze everything. She was able to adjust my premium while still making sure I have great coverage. I really appreciate her knowledge and kindness—thank you, Cindy! Helen Ho"
LUKE WILKERSON
August 20, 2025
"We have loved working with Carol and Nony! We have used them for decades and they have always been incredibly friendly and helpful!"
Amir Bahman
August 14, 2025
"Simply the best service with grace. Thank you!"
"Thank you Amir! We so appreciate you and hope we always serve you well and that you always feel advocated for. "
Rebecca Rossi
August 7, 2025
"This review is for Carol, who provides the highest level of customer service and is always available (and happy) to help! I was involved in a small accident. She chased down my correct contact information, proactively called me, gave me all the information needed to file my claim, coordinated speaking with the other insurance agency when I didn't have access to their site, walked me through the process and requirements for submitting forms to the DMV-- and so much more. I would give her 20 stars if I could. Thanks, Carol! While I don't want to be in another accident, I can't wait to work with you again."
Nancy Gugliemotto
June 30, 2025
"My husband and I have been working with the State Farm Insurance agency in Foster city since we moved from Ohio to California in 1977. We have never experienced better service than what we receive from Nony, Carol and their staff. We have moved several times and have continued to stay with this Agency, remotely. They are always there to help us when we have an issue and are very knowledgeable on all aspects of our insurance policies. We have all of our insurance policies with State Farm insurance. Most of the time we work with Carol Spurlock, who is exemplary in the way she communicates and works through problems. She will always take the extra step to help you out, even though it means extra work for her she should be commended for her outstanding performance."
David Lazar
June 25, 2025
"I have been a client of this office for at least two decades. There is no where else I would select for my insurance needs. The entire team is incredible, from Nony, to Carol and I am thankful for Laura’s return. All true professionals."
"Thank you for the kind review! We are so appreciative of you and your family and always enjoy talking with you and Julie. We hope you always find us helpful and feel advocated for and cared for. "
Jeff Bosshard
June 18, 2025
"Friendly, professional, customized service. Quick to respond to any inquires. Always available for guidance and assistance. Knowledgeable team with long tenure."
"Thank you for the kind review, Jeff! We so appreciate you! "
Joy Feng
June 9, 2025
"With the recent increase cost on car insurances, I looked into multiple insurance companies even after being with Nony’s State Farm for decades. I am happy to report that we still get the best value with State Farm. Laura has been extremely helpful and patient with us, as we contemplating different changes to our coverage and policy. She always gets back to our questions quickly and explains everything very clearly. We plan to stay with Nony’s team for many years to come."
"Joy, thank you so much for your very sweet and encouraging review. We so appreciate you and your family and hope you always feel advocated for and well served. Thank you again so much! Laura Quinn"
Fred Astaire Dance Studios San Mateo
June 6, 2025
"We love Nony Lukito-Lim and the team. We work with Carol Spurlock for last 20 years and we cannot be happier. We have our business, personal cars, house, life insurance with State Farm. They always there to help you!"
Martha Hernandez
June 5, 2025
"The agents are efficient, friendly, helpful, and very knowledgeable. I highly recommend them!"